The term “3 to 2” can be confusing. What this ratio is telling us is that the player
will get ♠ paid 3 chips for every 2 chips they bet, or 3 to 2.
Another way to think about
it is, 3 ♠ to 2 is exactly the same as 1 ½. And it’s a lot easier to figure out half of
the ♠ bet and then add that number to the original bet. For example, if you have aR$12
wager, half ofR$12 isR$6. ♠ AddR$6 toR$12 and your answer isR$18.
12 x 1.5 = 18
When a
player gets a blackjack, they’re immediately paid even money ♠ plus a bonus. That bonus
is also known as 3 to 2 and this describes the odds the player is ♠ paid when getting a
blackjack.
If a player gets a blackjack, then they are paid 3 to 2 (or 1 ½ ♠ times their
bet). As soon as the bet has been paid, the cards should be placed in the discard rack.
♠ As the dealer, when it comes to paying a blackjack the 3:2 payoff is easier than it
looks, you just ♠ pay the entire bet plus half. I provided a chart with these payoffs if
you would like a reference.
If a ♠ player has a blackjack and they insist on taking
insurance, explain to them that taking “Even Money” is the same ♠ thing. Even Money can
only occur if the player has a blackjack, and the dealer has an ace up card. ♠ Only after
the dealer asks for insurance is the player allowed to request Even Money. Again,
taking Even Money is ♠ the same thing as taking Insurance. With Insurance, you must
forfeit half of your bet to protect yourself in case ♠ the dealer has a blackjack. With
Even Money, you forfeit half of your winnings so you can get paid right ♠ away, which
results in getting paid 1 to 1 or even money. Even Money is not normally offered on
blackjack ♠ tables with 6 to 5.
Original Bet Blackjack
PayoffR$1R$1.50R$2R$3R$3R$4.50R$4R$6R$5R$7.50R$10R$15R$15R$22.50R$20R$30R$25R$37.50R$30
R$45R$35R$52.50R$40R$60R$45R$67.50R$50R$75R$55R$82.50R$60R$90R$65R$97.50R$70R$105R$75R$1
12.50R$80R$120R$85R$127.50R$90R$135R$95R$142.50R$100R$150R$125R$187.50R$150R$225R$175R$2
62.50R$200R$300R$225R$337.50R$250R$375R$275R$412.50R$300R$450R$325R$487.50R$350R$525R$37
5R$562.50R$400R$600R$425R$637.50R$450R$675R$475R$712.50R$500R$750R$525R$787.50R$550R$825
R$575R$862.50R$600R$900R$625R$937.50R$650R$975R$675R$1,012.50R$700R$1,050R$725R$1,087.50
R$750R$1,125R$775R$1,162.50R$800R$1,200R$825R$1,237.50R$850R$1,275R$875R$1,312.50R$900R$
1,350R$925R$1,387.50R$950R$1,425R$975R$1,462.50R$1,000R$1,500R$5,000R$7,500R$10,000R$15,
000R$15,000R$22,500
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